Change

Change is good? Pocket change is good. A different hairstyle is usually good. Moving in with your MIL....idk.

Scott and I are at a point in our lives where we would like to own a home. We would like to own land. We would like to own SOMETHING! We're getting older, our kids are growing up quickly. We would like to be able to own something before they move out. So...with that said Scott and I have decided we need to save some major dough to buy a lot or land and build a house which is cheaper than buying a house around here even with this stupid economy....esp when I have a very handy husband ;). We've figured the lot we want costs around $12000, foundation for house around $5000, then all the building materials. How on earth are we going to be able to save over $20000!? Move in with the MIL. That's about the only thing we can figure out. Doing that will save us $6000/year in rent and 4000/year in utilities! That's 10,000! Yahoo....how are we going to get the other 10k!? Scott can get building materials through work....that is gonna save a lot of money. Scott spends roughly 14000/year on GAS!!!!!!!!!!! OMG....that is a scary scary number....We could get him a cheap clunker car to drive to work and spend half that in gas at the most and save over 7000/year! SO...now we're up to 17000 with a goal of 20000 in 1 year. Now we won't be able to afford to buy land until a year from whenever we move in with the MIL...so that leaves atleast 6 months for building time....so in 18 months we could have a home on a lot we want, own it and not be paying mortgage or rent!? Yes, you understood me correctly! BUT this 18 months of living with the MIL will not go by quickly. I was in tears last night thinking about it. I'm dreading that part. Of course the savings acct balance would be well worth it and esp for such a short time period. 18 months is hardly any time at all. I am dreading BECKY! She practically lives there anyway and I enjoy being able to "go home" to avoid her when visiting at MILs. She bitches constantly at my kids and not being able to just storm out the door and never return bothers me....bc that will be home for awhile. As you can see the Becky situation is very stressful. If it weren't for trying to avoid her I would be packing up boxes right now and calling the utility companies to schedule shutoff, but I'm a little reserved and hesitant about HER. Yes I know she constantly ruins my days/weekends whatever and I cuss everytime I see her stupid van in town....am I going to let her ruin my LIFE ...!? I think NOT. If it means putting on a fake smile and griding my teeth into non-existance while shes around for the next 18 months then so be it. It may require therapy or AA but I can do it. I think! Help me out!